Did you know?  The Prudential corporate logo was inspired by the Rock of Gibraltar!  

Welcome Perspective Buyers with Confidence

First impressions are lasting ones! When placing your home on the market, it is critical to spruce up the outside as well as the inside.  Looking at your home through the eyes of prospective buyers means just that...putting your emotional attachments aside and examining the lawn, sidewalk, front steps, railings, porch, front door, bushes and other landscaping objectively.  What this means, is for you to imagine that you are discerning buyers. Details do matter!  If buyers are greeted by cracked sidewalks, crumbly steps, peeling paint, loose or rusty railings, out-of-control bushes, crabgrass, and, heaven forbid, cobwebs hanging from the front door, they tend to form a negative impression about how the interior of the home has maintained.  It only takes two or three seconds for this subliminal message to formulate in the brain. Even if you do not have a fancy entryway, you can optimize the buyers' approach to your home by strategically placing colorful flower pots, trimming hedges and bushes, cleaning the porch steps, and, if necessary, hiring a professional to shore up steps and secure railings and bannisters. Nothing is more inviting to buyers that a clean, crisp, and fresh entrance to your home, something that will set the mood for something better to come once inside.

               IRS Guidelines & Form 5405- Home Buyer Tax Credits   

Did you know?  The Seller's Property Disclosure (SPD) is required to be completed by the seller of a residential property at the time a home is placed on the market.  The SPD asks the seller specific questions about the home pertaining to mechanical and structural items:  water supply, age of roof, type of plumbing, electrical panel box, flooding/water leaks, recent repairs, etc.  It is essential that the seller complete, sign and date this form, explaining any items of potential concern to buyers in detail. If, for example, the seller has added a room on to the home or remodeled a kitchen, the SPD asks if and when permits were obtained.  Not to be used in place of a home inspection, the SPD is designed to make potential buyers aware of the overall maintenance history of the home. Rule of thumb:  It is better to overdisclose than underisclose.

   Money Saving Tip- "The 5-Year Plan"  

Buying a home is probably the largest single investment you will ever make.  Each time you buy and sell a house, you pay significant transaction fees such as 1% transfer tax, mortgage lender fees, title insurance, and pre-paid taxes, for example. Plan ahead!  Project where you want to be in 5 years, the average length of time it takes to recoup initial closing costs and build some equity in your home.  Consider location, size of home, school district, and nearby amenities when making your purchase.  Look for a home which you could maintain and improve during your ownership in order to maximize your net proceeds after selling it and moving up to the next one.  Do your "home work" by keeping track of sales prices in your neighborhood and comparing your home's amenities and overall condition to those which have sold.  Remember, though, that the real estate market fluctuates, so don't become fixed on a particular range.  Rather,  keep current by getting periodic "market snapshots" from Internet-based programs.

Protect your home...when you buy or sell.     As a real estate professional, I can attest to the value in purchasing a home warranty. What this means, plain and simple, is risk management.  If you are looking to place your home on the market, consider the benefits of covering the electric, mechanical, plumping, heating/cooling equipment WHILE your home is listed. This coverage protects you, the SELLER, from major expenditures if the home inspection reveals major or minor problems needing correction prior to settlement.

When buying a home, it is very important to obtain a one-year warranty on your home, effective the date of settlement.  Ideally, BUYERS would incorporate the home warranty into the Purchase Sales Agreement, asking the SELLERS to pay for that coverage.  If the home warrany is not negotiated in the contract, I would strongly recommend BUYERS to protect their investment by ordering a home warranty.  

Past clients have contacted me over the years to share how the AHS Warranty saved them time and money when unexpected problems arose with heat pumps, air conditioning compressors, diswashers, hot water heaters and garbage disposals.  Many of these folks were pleasantly surprised when AHS replaced these items at minimal cost.  This is one more way that Prudential HomeSale Services Group is proactive about protecting  its clients and minimizes the financial risks that they might incur.

"House Talk" by Roseann

        Mansard or Mansard Roof  

A style of hip roof characterized by two slopes on each of its four sides with the lower slope being much steeper. The story formed by a mansard roof is usually called the garret.

Balustrade A row of short, upright columns or urn-shaped supports and the railing connecting them. Used as a stair rail and also above the cornice on the outside of a building.

        Did you know?

An FHA loan is a federal assistance mortgage loan in the United States insured by the Federal Housing Administration. FHA does not make loans. Rather, it insures loans made by private lenders.

  WHY trust me as your REALTOR? I pledge to listen to your real estate needs and concerns and to research your options carefully and thoroughly. 

 HOW can I help you? By working on your behalf in a cooperative manner utilizing the state-of-the art professional and technological services offered by Prudential Homesale Services.

 WHAT are you specific real estate needs and goals? I can help you to identify them and offer appropriate ways to address them in a timely manner.

 HOW do I provide value beyond any specific costs you might incur? I am a trained communicator, negotiator, and problem-solver. I can save you time, money, hassle, and inconvenience by anticipating problems before they occur. Risk management is a high priority.

 WHEN can we start? If you are considering a home purchase or sale and would like to explore resources and options available to you, we can begin with a professional consultation NOW!